Risk-takers are the ones who change the world. Everything worth doing will come with some level of risk. The question is what do you want to do and how much are you willing to risk to accomplish that?
When you live your life dreaming, you are focusing on the future at the expense of your present.
“Work smarter, not harder” is misleading. The purpose of working smarter is to provide more time that can be used to work harder. Try living by a new maxim: “Work smarter AND harder.”